My New Blog

Spring 2008 has finally arrived!  It's a great time to be prequalified for your mortgage dream home!  For me, personally, it's not just a mortgage it's a road map to your future.  I take my clients financial well being very seriously.

My education from working years in a financial insititution approving consumer loans, training in budget counseling, credit counseling, and financial planning together with my desire to help borrowers make the best financial decisions has helped to create a "mother" instinct when working with you, my borrowers.  I take a personal vested interest in making sure you understand the mortgage process from start to finish. 

Today's market, despite what the media may say, is active and growing steadily.  Yes, there may be foreclosures as a result of borrowers not being well informed in their decision processing or taking on larger debt than they should have, but rest assured the mortgage market is climbing.  With mortgage rates still holding steady in the 6% range it is still a great time to look for that perfect dream home you have been waiting for.  (12 year average being around 9%).  It's important to understand that mortgage rates are not driven by the prime lending rate and change on a daily basis - sometimes hourly!  Having a trust mortgage professional such as myself to watch the market for you is essential. 

If you have any questions or want to crunch numbers, please do not hesitate to contact me.  I am more than happy to assist you through the entire mortgage process - and that begins at understanding.